COVID-19 pandemic and travel insurance policies in the Philippines Learn more
Travel Insurance Coverage |
Benefit Limit |
Accidental Death and Disablement Benefit | Php 1,200,000 |
Burns Benefit | Php 120,000 |
Medical Expenses Benefit | Php 2,500,000 |
Emergency Assistance Services Hotline Services [Starr Assist] | Included |
Emergency Medical Evacuation and Repatriation Benefit | Included |
Loss or Damage to Baggage & Personal Effects Sub-limit per item / pair / set of articles Sub-limit for laptop computer |
Up to Php 50,000 Php 7,000 Php 10,000 |
Baggage Delay Benefit |
Up to 5,000 After 6 hours delay |
Loss of Personal Money Benefit Due to theft, burglary or robbery |
Up to Php 10,000 |
Replacement of Document Loss Benefit |
Php 10,000 per day Up to Php 50,000 |
Travel Delay |
Php 2,000 per 6 hours delay Up to Php 20,000 |
Re-route |
Up to Php 20,000 If common carrier is delayed over 12 hours |
Trip Cancellation |
Php 150,000 |
Trip Curtailment |
Up to 150,000 |
Personal Liability Benefit |
Up to Php 2,500,000 |
Rental Vehicle Excess Benefit |
Up to Php 10,000 |
Loss of Credit Card Benefit |
Up to Php 10,000 |
COVID19 ADD-ON PROVISIONS:
INFECTIOUS DISEASE or PANDEMIC/EPIDEMIC COVERAGE
This policy covers any medical expense in connection with or in any way involving or arising from any infectious disease, whether asymptomatic or not, severe acute respiratory syndrome Coronavirus disease (Covid19), including any variation thereof, or Pandemic or epidemic as declared as such by the World Health Organization or any governmental authority up to USD50,000 or PHP2,500,000
COVID-19 MEDICAL EXPENSE COVER PROVISIONS:
COVID-19 must be diagnosed during a trip abroad. Insured Person diagnosed with COVID19 upon arrival back to the Philippines is not covered. Evidence of medical treatment of COVID-19 must be presented for claims reimbursement evaluation.
EXCLUSIONS:
Any loss resulting from the following are not covered:
1. Denial of entry upon arrival within itinerary whether pre-departure from origin point, in-transit at connection points, or at final destination.
2. Change of travel decision due to fear of COVID-19 infection during pre-departure, at connecting points, or at final destination.
3. Quarantine due to COVID-19 infection, exposure or pre-cautionary measures
4. Flight cancellations due to COVID19 restrictions or government imposed regulations